Retainer Break-even
A retainer converts hours into a fixed fee. The break-even point is the fee divided by the standard rate; above that included-hours figure, the retainer is a discount.
Result
Values update as you type. Nothing is sent anywhere.
Worked example
More calculatorsCheck whether a monthly retainer pays for the hours it includes. The page computes in the browser and does not store inputs. For a printed version, use the matching card in the tools directory.